A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? Social Security: Maximizing Benefits There are other ways to maximize Social Security benefits, in addition to waiting to claim them. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.