Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Healthcare Costs in Retirement Without a solid approach, health care expenses may add up quickly and potentially alter your spending. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.